Sirius In The Media

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These annuities act like 'bumpers in a bowling lane' to limit losses, advisor says: What to know before you buy one.

Registered index-linked annuities (RILA)s are subject to investment risk, including possible loss of principal. Investment returns and principal value will fluctuate with market conditions so that units, upon distribution, may be worth more or less than the original cost. They are designed to be a long-term investment product used to help provide income for retirement and are not suitable as a short-term investment.  Withdrawals will reduce the contract value and the value of any potential protection benefits. Withdrawals taken within the period stated in the prospectus will be subject to a withdrawal charge or a Market Value Adjustment (MVA), depending on the product.  All withdrawals are subject to ordinary income tax and, if taken prior to age 59½, may be subject to a 10% federal additional tax.

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